XRP Ledger의 XLS-66d 대출 수정안은 활성 지원이 71. 4%에 도달하여 활성화에 필요한 검증인 합의 임계값에 더 가까워졌습니다.
수정안은 XRPL에 기본 무담보 대출 기본 요소를 도입하고 지불 및 결제로 가장 잘 알려진 원장에 또 다른 잠재적인 DeFifeature를 추가합니다. 그것은 큰 문제이지만 아직 라이브가 아닙니다.
XRPL amendments need sustained validator support before activation.
The threshold is 80%, and that support has to hold for 14 days. So 71. 4% is close enough to matter, but not enough to declare victory.
자세한 내용은 공식 Livenet플랫폼을 방문하세요.
XRPL has always had a different identity fromsmart contract-heavy ecosystems.
It is fast, payment-oriented, and built around settlement. That has helped it maintain a loyal user base and clear market position, but De Fi development has often been less central to the XRPL story than it is on 이더리움, Solana, or Avalanche.
A native lending amendment could shift that.
If lending primitives are added at the protocol level, XRPL could support more financial activity directly on the ledger. That could give developers new tools and give users new ways to interact withXRPand other ledger assets.
Uncollateralized lending is very different from typical De Fi lending.
대부분의 De Fi 대출은 초과담보되어 있습니다. 사용자는 빌린 것보다 더 많은 가치를 예치하므로 상환하지 못할 경우 프로토콜을 보호하는 데 도움이 됩니다. 무담보 대출은 상환이 신용 시스템, 신뢰 가정, 신원, 인수 또는 기타 위험 통제에 따라 달라지기 때문에 더 복잡해집니다.
That does not make it bad.
원문 제목: XRPL Lending Amendment Moves Closer To 80% Validator Threshold
The XRP Ledger’s XLS-66d lending amendment has moved closer to the validator consensus threshold required for activation, with active support reaching 71.4%.
The amendment would introduce native uncollateralized lending primitives to XRPL, adding another potentialDeFifeature to a ledger best known for payments and settlement. That is a big deal, but it is not live yet.
XRPL amendments need sustained validator support before activation.
The threshold is 80%, and that support has to hold for 14 days. So 71.4% is close enough to matter, but not enough to declare victory.
For more details, visit the officialLivenetplatform.
XRPL has always had a different identity fromsmart contract-heavy ecosystems.
It is fast, payment-oriented, and built around settlement. That has helped it maintain a loyal user base and clear market position, but DeFi development has often been less central to the XRPL story than it is onEthereum, Solana, or Avalanche.
A native lending amendment could shift that.
If lending primitives are added at the protocol level, XRPL could support more financial activity directly on the ledger. That could give developers new tools and give users new ways to interact withXRPand other ledger assets.
Uncollateralized lending is very different from typical DeFi lending.
Most DeFi lending is overcollateralized. Users deposit more value than they borrow, which helps protect the protocol if they fail to repay. Uncollateralized lending introduces more complexity because repayment depends on credit systems, trust assumptions, identity, underwriting, or other risk controls.
That does not make it bad.
