Visa Study Says Bank-Style Protections Could Push 스테이블코인 Use Sharply Higher
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Stablecoinshave spent years getting faster, cheaper and easier to move. Visa’s latest research suggests the next adoption problem may be much less technical.
Visa’s Money Travels 2026 study found that 36% of U. S. respondents would consider using stablecoins under the base scenario. That rises to 45% when the product is offered through an existing financial provider, then jumps to 56% when hypothetical bank-level fraud protection and deposit insurance are added.
That is a useful result because 스테이블코인 products are often marketed around settlement speed and cost.
Consumers appear to care just as much about what happens when something goes wrong.
Visa found that many users are willing to accept slower transfers inexchangefor stronger safeguards. In the U. S. , 45% of respondents said they would accept a 24-hour delay if it came with better fraud protection.
The study also found that 36% of Americans surveyed had encountered cross-border payment scams, while 44% were concerned about AI-enabled fraud such as deepfakes.
Those numbers help explain why a 스테이블코인 can be technically superior to an older payment rail and still struggle to win over a mainstream customer.
There is an important caveat.
Visa’s survey presented bank-style fraud protection and deposit insurance as hypothetical features.
Stablecoins are not automatically covered by protections such as FDIC insurance simply because they track the dollar.
출처: NewsBTC